Revolving charge accounts and unsecured lines of credit are open-ended and should be treated as long-term debts and must be considered part of the borrower's recurring monthly debt obligations. These tradelines include credit cards, department store charge

Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Once you’ve calculated your discounted cash flow, it’s useful to test how changes in your assumptions might affect the final value.